Accounts, tax and deadlines — handled for you.

CyFuture is a UK online accountancy practice for sole traders and limited companies. You get a named accountant, Xero included, fixed monthly fees, and compliance filed with HMRC and Companies House on time — so you can focus on the work that pays you.

UK small business owner reviewing accounts on a laptop

Features

Self Assessment & corporation tax

We prepare your SA100 or CT600 from clean records, explain the figures in plain English, and submit to HMRC once you approve.

Company accounts & Companies House

Annual accounts, confirmation statements, and statutory filings prepared and submitted so directors stay compliant without living in the gov.uk portals.

VAT under Making Tax Digital

Quarterly MTD VAT returns prepared from Xero and filed to HMRC — with time to review before the deadline, not on the last afternoon.

Bookkeeping you can trust

Monthly reconciliation in Xero, bank feeds, and tidy categories so your numbers are ready for tax — not rebuilt from receipts in a panic.

Deadline ownership

We track every filing date, start work early, and chase what we need from you. Our clients should never learn about a deadline from a penalty letter.

A person, not a chatbot

Message your dedicated accountant in the portal. We aim to respond within one business day with advice grounded in your actual books.

How It Works

  1. 1

    Step 1: Sign up online

    Tell us about your business. For limited companies we can pull Companies House details so you are not re-typing what HMRC and Companies House already know.

  2. 2

    Step 2: Onboard in about 15 minutes

    Verify identity, connect Xero or your bank, and upload what we need. We manage the professional clearance letter with your previous accountant.

  3. 3

    Step 3: Your accountant takes ownership

    A named accountant reviews your setup, agrees the work calendar, and starts bookkeeping and compliance. You are never left guessing who is doing what.

  4. 4

    Step 4: Stay in control year-round

    Track deadlines, approve filings, download documents, and message your accountant in one secure portal — with reminders before anything is late.

Testimonials

"I used to dread tax season. Now I get a clear notification, review what my accountant prepared, and approve. It feels like a proper practice — with none of the opaque fees."
Director, Chen Consulting Ltd
"As a sole trader I could not justify a traditional firm. CyFuture gives me qualified support, fixed pricing, and someone who answers when HMRC writes."
Freelance designer
"The portal is brilliant. Deadlines, documents, and messaging in one place — no phone tag, and no wondering whether something was filed."
Owner, MJ Electrical Services

FAQ

Are you accountants or just software?

We are a UK accountancy practice. Technology (including Xero and our client portal) makes the work efficient — but qualified people prepare your accounts, file your returns, and answer your questions. You are never left with a bot for compliance decisions.

What do you actually deliver each month and year?

Depending on your package: bookkeeping in Xero, VAT returns, payroll, annual accounts, CT600 or Self Assessment, confirmation statements, deadline management, and HMRC/Companies House submissions. You approve filings; we execute and keep a clear audit trail in the portal.

How much does it cost?

Fixed monthly fees in pounds sterling: Sole Trader from £25/month, Limited Company from £75/month, Limited + VAT from £99/month, Growing Business from £175/month (excl. VAT where applicable). No hourly rates. Full detail is on the pricing page.

What if I already use Xero?

Ideal — we work in your Xero file. If you do not have Xero yet, we include setup and bank connection as part of onboarding so your books and tax stay in one place.

Will I get fined for missing deadlines?

We own the calendar: we track every deadline, start work early, and chase you for anything we need. Our service is built so clients are not surprised by HMRC or Companies House penalties.

Can you take over from my current accountant?

Yes. We send professional clearance, collect records, and onboard most clients within about a week. You keep continuity of filings while we become your new point of contact.

Is my data secure and UK-based?

We run a secure client portal with role-based access, treat personal data under UK GDPR, and keep practice standards aligned with professional accountancy expectations.

Ready for an accountant who owns the outcome?

Start a 30-day free trial. No credit card required. Xero included. Cancel any time — and speak to a real person if you need a bespoke package.

Named, qualified accountants
Fixed monthly pricing
HMRC & Companies House ready
Xero included

Simple, fixed monthly pricing

Prices shown in GBP, excl. VAT where applicable. No hourly billing, no surprise year-end invoices — just a clear package for your business type. 30-day free trial; cancel any time.

Sole Trader

£25/month
  • Annual Self Assessment return (SA100)
  • Bookkeeping support & year-end tidy-up
  • Xero included — setup & bank feed help
  • Deadline tracking with proactive reminders
  • Secure portal messaging with your accountant
  • HMRC correspondence handled for you
  • Making Tax Digital readiness as rules expand
Start free trial

Limited Company

£75/month
  • Annual accounts filed with Companies House
  • Corporation Tax return (CT600)
  • Confirmation statement
  • Xero bookkeeping as standard
  • Deadline tracking & portal access
  • Director messaging with a named accountant
  • Companies House & HMRC submissions managed
Start free trial

Limited + VAT

£99/month
  • Everything in Limited Company
  • Quarterly VAT returns (Making Tax Digital)
  • VAT registration support if needed
  • Cash-flow visibility via Xero
  • Priority response for filing windows
Start free trial

Growing Business

£175/month
  • Everything in Limited + VAT
  • Monthly payroll (up to 5 people)
  • Quarterly management accounts
  • Annual review with a senior accountant
  • Dedicated senior point of contact
Talk to us